Please carefully review this important information to determine if you will qualify:

• A previous consolidation loan made by this Lender is not eligible for consolidation unless it is consolidated with at least one other eligible loan

• ONLY private education loans can be included in this consolidation loan

  • Federal student loans, including but not limited to the Federal Stafford Loan, Federal PLUS Loan, Federal Perkins Loan, Federal Nursing Loan, and the Health Education Assistance Loan are not eligible for consolidation

• You must be a U.S citizen or a U.S. permanent resident with a U.S. citizen coborrower

• You need to show two years of continuous employment and a minimum annual income

• You must have graduated from one of these approved public or private four year colleges or universities and currently be in active repayment on your loan(s)

• A co-borrower is not required but may be necessary to meet approval criteria

• A co-borrower with excellent credit may help you qualify for a lower rate

• Credit union membership is required in order to receive final approval on your loan and to have your loan funded. 

• Please contact the credit union regarding membership eligibility and to join.

Uploading your documents:

• As a Returning User, sign into your account

• Click on the “Missing Documents” Tab at the top of the page

• Click on the “Upload Documents” button

• Click Select to choose your file(s) and upload document(s)

• Click Save

* Please note that you should continue to make your payments on your loan(s) until you have verified the final pay off with your lender.  Any amounts due to your lender not covered in your final pay off must be remitted directly to your lender.