Private lending solutions

When scholarships, grants, and federal aid aren’t enough, private student loans can be a necessary and cost-effective way to fill educational funding gaps.

These loans are in the name of the student but often require a co-signer in order to meet credit criteria. They are not guaranteed or subsidized by the government. Instead, they are based on the student’s credit and/or the credit of any co-signers.

Undergraduate students should consider private student loans only after taking advantage of all lower-cost sources of funding, including Federal Stafford loans.

How is the Student Choice private loan solution different than other private student loans?

Unlike for-profit lenders, your credit union exists only to serve the best interests of its members. This allows us to offer zero origination fees, lower rates, a convenient line-of-credit structure, and more flexible repayment terms than many other lenders.

Learn more about the Credit Union Student Choice private loan solution. Or, if you are ready, begin your application.

*Loans subject to approval. Rates, terms and conditions subject to change without notice.